BSPA — Ballston Spa Bancorp, Inc.
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OTC ·
Financials ·
Banks ·
CIK 2094107 ·
Last close
$75.00
Market Cap
$55.70M
52W High
$77.50
52W Low
$71.00
ADV30
177
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 8,067,000 | — | — | 555,000 | 928,501,000 | 28,146,000 | 857,362,000 |
| Sep 2025 | 7,419,000 | — | — | 1,448,000 | 914,206,000 | 20,436,000 | 845,461,000 |
| Jun 2025 | 7,140,000 | — | — | 1,235,000 | 912,608,000 | 23,638,000 | 845,266,000 |
| Mar 2025 | 7,151,000 | — | — | 1,301,000 | 895,637,000 | 25,494,000 | 829,560,000 |
Balance + Analyst (yfinance extras)
Retained Earnings
$59,828,000
Inventory
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Receivables
$3,170,000
ST Investments
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EBIT TTM
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Pretax Income TTM
$6,507,000
Interest Exp TTM
$17,003,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$30,155,000
EBITDA
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Free Cash Flow
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Enterprise Value
$89,782,600
Total Cash
$47,817,000
Total Debt
$53,194,000
Shares Out
742,663
Trailing EPS
$6.11
Book Value
$95.15
ROE
5.1%
ROA
0.4%
Div Yield
1.76%
Annual Trend (SEC EDGAR, last 5y)
Revenues vs Net Income (last 5y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 29,777,000 | — | 4,539,000 | 928,501,000 | 857,362,000 | — | 4,750,000 |
| Dec 2024 | 27,338,000 | — | 5,234,000 | 898,117,000 | 833,622,000 | — | 5,899,000 |
| Dec 2023 | 24,833,000 | — | 4,783,000 | 823,533,000 | 763,702,000 | — | 6,884,000 |
| Dec 2022 | 25,132,000 | — | 6,093,000 | 755,783,000 | 703,053,000 | — | 7,357,000 |
| Dec 2021 | — | — | — | — | — | — | — |
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CIZN | CITIZENS HOLDING CO /MS/ | $55.60M | $9.78 | — |
| OSBK | OCONEE FINANCIAL CORP | $54.54M | $52.00 | — |
| OAKV | Oak View Bankshares, Inc. | $54.04M | $15.50 | — |
| USIO | Usio, Inc. | $63.19M | $2.29 | — |
| ASRV | AMERISERV FINANCIAL INC /PA/ | $64.97M | $3.83 | — |
News headlines (Yahoo Finance, 1h cache)
OTC Markets Group Welcomes Ballston Spa Bancorp, Inc. to OTCQX
2026-02-17 12:00 · Yahoo
BALLSTON SPA NATIONAL BANK AND THE NATIONAL BANK OF COXSACKIE ANNOUNCE STRATEGIC COMBINATION
2025-09-24 12:30 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.