BSPA — Ballston Spa Bancorp, Inc.
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OTC ·
Financials ·
Banks ·
CIK 2094107 ·
Last close
$75.00
Market Cap
$55.70M
52W High
$77.50
52W Low
$71.00
ADV30
290
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Sep 2025 | 7,419,000 | — | — | 1,448,000 | 914,206,000 | 20,436,000 | 845,461,000 |
| Jun 2025 | 7,140,000 | — | — | 1,235,000 | 912,608,000 | 23,638,000 | 845,266,000 |
| Mar 2025 | 7,151,000 | — | — | 1,301,000 | 895,637,000 | 25,494,000 | 829,560,000 |
| Dec 2024 | 7,036,000 | — | — | 1,287,000 | 898,117,000 | 25,743,000 | 833,622,000 |
Balance + Analyst (yfinance extras)
Retained Earnings
$59,828,000
Inventory
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Receivables
$3,170,000
ST Investments
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EBIT TTM
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Pretax Income TTM
$6,507,000
Interest Exp TTM
$17,003,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$30,155,000
EBITDA
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Free Cash Flow
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Enterprise Value
$89,782,600
Total Cash
$47,817,000
Total Debt
$53,194,000
Shares Out
742,663
Trailing EPS
$7.10
Book Value
$92.01
ROE
5.1%
ROA
0.4%
Div Yield
1.76%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2024 | 27,338,000 | — | 5,234,000 | 898,117,000 | 833,622,000 | — | 5,899,000 |
| Dec 2023 | 24,833,000 | — | 4,783,000 | 823,533,000 | 763,702,000 | — | 6,884,000 |
| Dec 2022 | 25,132,000 | — | 6,093,000 | 755,783,000 | 703,053,000 | — | 7,357,000 |
| Dec 2021 | 24,523,000 | — | 5,145,000 | 768,371,000 | 718,497,000 | — | 7,477,000 |
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| OSBK | OCONEE FINANCIAL CORP | $54.65M | $52.00 | — |
| CIZN | CITIZENS HOLDING CO /MS/ | $53.50M | $9.41 | — |
| OAKV | Oak View Bankshares, Inc. | $51.98M | $14.91 | — |
| ASRV | AMERISERV FINANCIAL INC /PA/ | $64.46M | $3.80 | — |
| OPHC | OptimumBank Holdings, Inc. | $67.35M | $5.49 | — |
News headlines (Yahoo Finance, 1h cache)
Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Complete Strategic Merger
2026-04-01 12:30 · Yahoo
Ballston Spa Bancorp, Inc. Completes $26 Million Subordinated Debt Raise
2026-03-25 20:18 · Yahoo
Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Receive Shareholder Approvals to Complete Pending Merger; Announce Anticipated Closing Date
2026-03-23 20:05 · Yahoo
OTC Markets Group Welcomes Ballston Spa Bancorp, Inc. to OTCQX
2026-02-17 12:00 · Yahoo
Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Receive Regulatory Approvals to Complete Pending Merger
2026-02-12 13:45 · Yahoo
BALLSTON SPA NATIONAL BANK AND THE NATIONAL BANK OF COXSACKIE ANNOUNCE STRATEGIC COMBINATION
2025-09-24 12:30 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.