USIO — Usio, Inc.
—
Nasdaq ·
Financials ·
Banks ·
CIK 1088034 ·
Last close
$2.84
Market Cap
$80.93M
52W High
$3.06
52W Low
$1.03
ADV30
250,940
Next earnings
2026-11-11
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 23,678,636 | 5,725,987 | 376,913 | 280,080 | 123,786,998 | 6,385,966 | 104,994,551 |
| Mar 2026 | 25,465,774 | 5,136,883 | 225,712 | 122,503 | 120,192,403 | 7,728,795 | 102,047,492 |
| Dec 2025 | 22,243,253 | 4,873,468 | -1,258,880 | -1,495,629 | 134,890,214 | 7,434,051 | 116,977,811 |
| Sep 2025 | 21,180,333 | 4,870,019 | -464,171 | -415,086 | 99,401,100 | 7,746,456 | 80,712,546 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$1,086,266
Investing CF
$-1,837,732
Financing CF
$8,070,566
CapEx
$-1,837,732
Dividends Paid
—
Buybacks
$-948,408
EPS Diluted TTM
$-0.08
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$-70,422,492
Inventory
$392,873
Receivables
$5,418,653
ST Investments
—
EBIT TTM
$-1,469,669
Pretax Income TTM
$-1,532,735
Interest Exp TTM
$63,066
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$92,568,000
EBITDA
$377,192
Free Cash Flow
$-559,646
Enterprise Value
$68,041,904
Total Cash
$6,385,966
Total Debt
$4,614,106
Shares Out
28,495,414
Trailing EPS
$-0.06
Book Value
$0.66
ROE
-8.0%
ROA
-0.6%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 85,393,626 | -2,359,605 | -2,512,339 | 134,890,214 | 116,977,811 | 17,912,403 | 1,513,752 |
| Dec 2024 | 82,931,840 | -1,470,345 | 3,305,497 | 107,208,447 | 88,051,484 | 19,156,963 | 2,896,251 |
| Dec 2023 | 84,066,245 | -447,364 | -475,104 | 106,934,670 | 91,865,831 | 15,068,839 | 3,507,690 |
| Dec 2022 | 69,428,285 | -5,214,430 | -5,483,244 | 97,912,969 | 83,978,871 | 13,934,098 | -17,036,477 |
TTM Snapshot
Revenues TTM
$88,850,350
NetIncome TTM
$-2,154,866
OpCashFlow TTM
—
Assets (Latest)
$120,192,403
Forward EPS
$0.07
Max Pain — expiry 2026-10-16 (volume-derived — Yahoo OI feed degraded)
max pain strike: $2.50 · spot: $2.83 · call volume: 40 · put volume: 0
Expected Move to 2026-10-16:
±$0.35
(12.37%) —
implied range
$2.48 –
$3.18
· ATM straddle on $2.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| UBCP | UNITED BANCORP INC /OH/ | $83.17M | $14.50 | — |
| JUVF | JUNIATA VALLEY FINANCIAL CORP | $77.78M | $15.45 | — |
| PBHC | Pathfinder Bancorp, Inc. | $85.72M | $17.50 | — |
| ASRV | AMERISERV FINANCIAL INC /PA/ | $75.56M | $4.45 | — |
| DWNX | DELHI BANK CORP | $72.44M | $21.45 | — |
News headlines (Yahoo Finance, 1h cache)
Usio Named by Harris Computer Corporation as a “Preferred Payments Service Provider”
2026-09-29 13:00 · Yahoo
Usio Inc (USIO) (Q2 2026) Earnings Call Highlights: Revenue Growth Accelerates to 19%, Guidance ...
2026-08-13 05:03 · Yahoo
Usio Q2 Earnings Call Highlights
2026-08-13 03:04 · Yahoo
Usio One Strategy Targets Growth Across Payments, Card Issuing and Document Delivery
2026-08-20 03:01 · Yahoo
Usio, Inc. Q2 2026 Earnings Call Summary
2026-08-13 12:30 · Yahoo
Fast-paced Momentum Stock Usio (USIO) Is Still Trading at a Bargain
2026-10-05 11:55 · Yahoo
FIS Adds Millions of Accounts on Strong Core Banking Momentum
2026-09-10 17:34 · Yahoo
Usio Appoints Linda Loof as Senior Vice President of Strategic Partnerships
2026-09-09 15:32 · Yahoo
Consumer Pressure Rises, but So Does Demand for Affirm's Services
2026-09-04 16:56 · Yahoo
Why Fast-paced Mover Usio (USIO) Is a Great Choice for Value Investors
2026-09-03 12:55 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.