SPFI — SOUTH PLAINS FINANCIAL, INC.

Nasdaq · Financials · Banks · CIK 1163668 ·
Last close
$40.91
Market Cap
$783.25M
52W High
$44.91
52W Low
$38.10
ADV30
107,981
Next earnings
2026-07-15
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 52,455,000 15,254,000 4,480,500,000 552,439,000 3,986,663,000
Sep 2025 52,547,000 16,318,000 4,479,437,000 635,046,000 4,001,635,000
Jun 2025 53,089,000 14,605,000 4,363,674,000 470,496,000 3,909,600,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$77,490,000
Investing CF
$-68,225,000
Financing CF
$184,092,000
CapEx
$-5,661,000
Dividends Paid
$-10,101,000
Buybacks
$-8,526,000
EPS Diluted TTM
$3.57
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$434,197,000
Inventory
Receivables
$20,931,000
ST Investments
$567,126,300
EBIT TTM
Pretax Income TTM
$74,073,000
Interest Exp TTM
$84,999,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$211,848,000
EBITDA
Free Cash Flow
Enterprise Value
$105,615,952
Total Cash
$730,790,016
Total Debt
$60,620,000
Shares Out
19,145,754
Trailing EPS
$3.57
Book Value
$30.31
ROE
12.8%
ROA
1.3%
Div Yield
1.68%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 205,789,000 58,471,000 4,480,500,000 3,986,663,000 77,490,000
Dec 2024 189,297,000 49,717,000 4,232,239,000 3,793,290,000 59,381,000
Dec 2023 176,229,000 62,745,000 4,204,793,000 3,797,679,000 58,539,000
Dec 2022 209,245,000 58,240,000 3,944,063,000 3,587,049,000 123,590,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$4.10

Peers — same industry

TickerNameMarket CapLastDaily %
GSBC GREAT SOUTHERN BANCORP, INC. $776.90M $71.32
PGC PEAPACK GLADSTONE FINANCIAL CORP $776.24M $43.81
CCBG CAPITAL CITY BANK GROUP INC $794.36M $46.45
HBIA HILLS BANCORPORATION $768.93M $88.00
FCBC FIRST COMMUNITY BANKSHARES INC /VA/ $806.18M $42.73

News headlines (Yahoo Finance, 1h cache)

Undiscovered Gems in the US Market for May 2026
2026-05-20 11:33 · Yahoo
South Plains Financial, Inc. Q1 2026 Earnings Call Summary
2026-04-29 12:30 · Yahoo
South Plains Financial Inc (SPFI) Q1 2026 Earnings Call Highlights: Navigating Growth and Challenges
2026-04-29 07:10 · Yahoo
South Plains (SPFI) Q1 2026 Earnings Transcript
2026-04-29 03:26 · Yahoo
South Plains Financial (SPFI) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-04-29 00:30 · Yahoo
South Plains Financial Q1 Earnings Call Highlights
2026-04-28 23:39 · Yahoo
South Plains Financial (SPFI) Q1 Earnings and Revenues Miss Estimates
2026-04-28 21:45 · Yahoo
South Plains Financial, Inc. Reports First Quarter 2026 Financial Results
2026-04-28 20:15 · Yahoo
South Plains (SPFI) Q1 2025 Earnings Transcript
2026-04-28 19:56 · Yahoo
South Plains (SPFI) Q4 2025 Earnings Transcript
2026-04-21 17:04 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.