FOTB — FIRST OTTAWA BANCSHARES, INC.

OTC · Financials · Banks · CIK 1099668 ·
Last close
$224.96
Market Cap
$211.75M
52W High
$235.03
52W Low
$186.26
ADV30
163
Next earnings
First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in Yorkville, Streator, Schaumburg, Ottawa, Morris, Lisle, Chicago, and Joliet, Illinois. The company offers personal banking services, including checking and savings accounts; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer lending; trust and estate services; personal and fiduciary services; safe deposit boxes; credit cards; and bill payment and online and mobile banking services. It also provides business banking services, such as e-business checking accounts; commercial checking accounts; commercial checking NOW accounts; deposit sweep and cash management balance accounts; commercial savings accounts; commercial money market accounts; non-profit NOW accounts; commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans, and letters of credit; and agriculture lending and farm management services. In addition, the company offers home equity loans and residential loans. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Dec 2025 20,753,000 6,552,000 2,035,616,000 34,236,000 1,901,269,000
Sep 2025 21,024,000 7,377,000 1,945,907,000 91,788,000 1,818,294,000
Jun 2025 17,164,000 5,684,000 1,848,819,000 50,915,000 1,730,547,000
Mar 2025 17,055,000 5,345,000 1,764,410,000 43,960,000 1,651,453,000

Balance + Analyst (yfinance extras)

Retained Earnings
$114,482,000
Inventory
Receivables
ST Investments
EBIT TTM
Pretax Income TTM
$34,161,000
Interest Exp TTM
$48,029,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$72,528,000
EBITDA
Free Cash Flow
Enterprise Value
$314,500,096
Total Cash
$34,236,000
Total Debt
$141,223,008
Shares Out
941,286
Trailing EPS
$26.72
Book Value
$142.73
ROE
20.8%
ROA
1.3%
Div Yield
0.75%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 76,908,000 24,958,000 2,035,616,000 1,901,269,000 33,887,000
Dec 2024 62,267,000 19,006,000 1,718,090,000 1,612,878,000 18,960,000
Dec 2023 56,373,000 14,014,000 1,488,943,000 1,402,338,000 23,554,000
Dec 2022 51,104,000 12,243,000 1,354,688,000 1,283,187,000 19,222,000

Peers — same industry

TickerNameMarket CapLastDaily %
EFSI EAGLE FINANCIAL SERVICES INC $212.22M $39.21
MRBK Meridian Corp $210.81M $17.73
OPBK OP Bancorp $210.16M $14.11
QNBC QNB CORP. $215.87M $43.47
CMTV COMMUNITY BANCORP /VT $216.94M $38.80

Recent Insider Activity

No insider activity indexed for this ticker.