SNNF — Seneca Bancorp, Inc.

OTC · Financials · Banks · CIK 2072421 ·
Last close
$12.40
Market Cap
$22.33M
52W High
$12.74
52W Low
$10.54
ADV30
1,892
Next earnings
Seneca Bancorp, Inc. operates as the holding company for Seneca Savings that provides various financial services to individual and corporate customers in the United States. It operates through two business segments: Banking and Wealth Management. The company offers demand, NOW, checking, savings, clubs, money market, and retirement accounts, as well as certificate of deposit accounts and non-interest-bearing deposits. It also provides one-to-four family first lien residential mortgages, residential construction, commercial real estate, home equity loans and lines of credit, and commercial loans, as well as industrial and consumer loans. In addition, the company offers financial planning and investment advisory services, as well as sells various insurance and investment products through broker networks. Further, it engages in online banking business. Seneca Bancorp, Inc. was founded in 1928 and is headquartered in Baldwinsville, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 3,042,000 -50,000 315,862,000 7,206,000 283,304,000
Dec 2025 2,908,000 35,000 312,114,000 5,328,000 279,363,000
Sep 2025 2,821,000 185,000 316,458,000 14,294,000 292,044,000
Mar 2025 2,614,000 148,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-2,460,000
Investing CF
$-18,866,000
Financing CF
$12,001,000
CapEx
$-2,997,000
Dividends Paid
Buybacks
$-836,000
EPS Diluted TTM
$0.29
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$22,549,000
Inventory
Receivables
$1,479,000
ST Investments
$20,835,000
EBIT TTM
Pretax Income TTM
$719,000
Interest Exp TTM
$5,678,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$10,688,000
EBITDA
Free Cash Flow
Enterprise Value
$48,883,956
Total Cash
$7,206,000
Total Debt
$34,567,000
Shares Out
1,800,813
Trailing EPS
$-0.02
Book Value
$18.09
ROE
-0.1%
ROA
-0.0%
Div Yield

Annual Trend (SEC EDGAR, last 2y)

Revenues vs Net Income (last 2y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 11,105,000 172,000 312,114,000 279,363,000 4,767,000
Dec 2024 9,994,000 712,000 280,939,000 257,081,000 1,715,000

Peers — same industry

TickerNameMarket CapLastDaily %
BAFN BayFirst Financial Corp. $33.85M $6.30
USIO Usio, Inc. $43.88M $1.59
OAKV Oak View Bankshares, Inc. $51.98M $14.91
CIZN CITIZENS HOLDING CO /MS/ $53.50M $9.41
OSBK OCONEE FINANCIAL CORP $54.65M $52.00

News headlines (Yahoo Finance, 1h cache)

OTC Markets Group Welcomes Seneca Bancorp, Inc. to OTCQX
2025-10-16 11:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.